Privacy Policy

Last Updated: February 2025

This Privacy Policy outlines how Standard Money LLC (“Company,” “we,” “us,” or “our”) collects, uses, and shares information about users interacting with our website (https://www.standardmoney.com) and any associated services, tools, or features (collectively, “Services”). “You” and “your” refer to any individual accessing or utilizing our Services.

Please review this Privacy Policy carefully. By accessing or using our Services, you agree to our practices concerning data collection, use, and disclosure as outlined below. If you disagree with this Privacy Policy, please refrain from using our Services.

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Changes to This Privacy Policy
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We may occasionally update this Privacy Policy, with the latest revision date indicated at the top. Should there be significant changes to our use of your information, we will take reasonable steps to notify you, including email notifications or notices displayed prominently on our website. Continued use of our Services after updates indicates acceptance of these changes.

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Information We Collect and How We Use It
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We collect information directly from users and through third-party services to ensure compliance with “Know Your Customer” (KYC) and Anti-Money Laundering (AML) regulations. Information collected may include:

• Basic Information: Full name, residential address, birthdate, nationality, residence country, phone number, and email address.
• Identification Details: Government-issued IDs (e.g., passports, driver’s licenses), photos, proof of address, utility bills, tax IDs, employment details, visa statuses, and documents verifying ownership or control of an entity.
• Financial Data: Statements verifying income, net worth, or assets.
• Transaction Information: Details of transactions, including amounts and dates.

We use this information to:

• Verify user identities
• Determine residence or business jurisdiction
• Deliver and optimize our Services
• Enhance your user experience
• Provide customer service and respond to inquiries
• Investigate and resolve violations of our policies
• Prevent fraud and unauthorized activities
• Communicate essential notices regarding security and maintenance
• Share promotional content and service-related updates
• Manage employment inquiries and applications
• Fulfill legal obligations, support law enforcement inquiries, and defend our legal rights

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Sharing of Information
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Your information may be disclosed to third parties under specific circumstances, including:

• Determining residence or business jurisdiction
• Blockchain analytics partners for transaction security
• Data analytics providers like Google Analytics
• Compliance with legal obligations or regulatory requests
• During business transactions such as mergers, acquisitions, or asset sales
• Enforcement of our terms of service
• Protection of company and user security
• Professional advisors such as legal counsel, auditors, or compliance consultants
• Related entities or subsidiaries under common ownership, which will comply with this Privacy Policy

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Legal Basis for Data Processing (GDPR)
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Our collection and processing of personal data from individuals within the European Economic Area (EEA) are based on:

• Performance of contractual obligations (Article 6 (1)(b) GDPR)
• Compliance with legal obligations such as AML and financial regulations (Article 6 (1)(c) GDPR)
• Legitimate interests, including enhancing service security, detecting fraud, and marketing purposes (Article 6 (1)(f) GDPR)
• User consent, where explicitly given (Article 6 (1)(a) GDPR)

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Cookies and Tracking Technologies
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Our Services utilize cookies and tracking technologies to improve functionality and user experience. You may manage or disable cookies through your browser settings, but this may impact service performance. Note that our website does not respond to browser “Do Not Track” signals. You may opt-out of Google Analytics tracking as detailed on their opt-out page.

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Third-Party Links and Services
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Our Services may link to third-party websites, social networks, and decentralized finance applications not controlled by us. You are encouraged to review the privacy practices of these external sites, as we hold no responsibility for their privacy or security measures.
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Blockchain Information
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We gather publicly available blockchain data, including addresses, transaction histories, and token activities. Such information may be combined with other data you’ve provided.

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Third-Party Wallet Services
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Transactions via our Services may require connecting third-party digital wallets. Usage of these wallets is governed by their respective privacy policies. We bear no liability for actions arising from your interactions with these third-party wallets.

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Children’s Privacy
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Our Services are not intended for users under 18, and we do not knowingly collect data from minors under 13. If we discover such data collection, we will promptly remove it from our systems. Parents or guardians aware of such collection may contact us to request data deletion.

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Your Rights to Data Access and Control
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You have the right to access, modify, delete, or restrict your personal data, especially under GDPR. Rights include requesting data portability, rectification, restriction of processing, and withdrawal of consent. Please contact us directly to exercise these rights. Note, blockchain-stored information cannot be edited or deleted by us.

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Data Retention
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We retain your information as necessary to deliver Services, comply with legal obligations, resolve disputes, prevent fraud, enforce agreements, and protect legitimate interests. Once data is no longer necessary, it will be securely deleted.

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Security Measures
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We employ industry-standard security measures to protect your data against loss, unauthorized access, or misuse. Despite these efforts, no security measure guarantees absolute protection. Please secure your digital wallets and communicate sensitive information securely.